A Honeydue alternative with no bank logins.
Updated
If Honeydue keeps losing your bank connection, We Both is an alternative that never asks for one: you type each expense (or say it, with Premium), so nothing can disconnect. The trade-off is manual entry. We Both has no bank import.
If you want transactions to appear on their own and are fine linking your accounts, stay with Honeydue. It is free, according to its help center.
We Both gives the house a shared money ledger, bills and budgets with no bank logins, in return for logging spending by hand or voice.
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The choice: bank sync or no bank logins
Honeydue connects your accounts so transactions show up without typing. Its security page says it needs your bank login to do that, and that the login details are stored in a separate database operated by Plaid. That saves effort, and it means your budget depends on that connection staying alive.
We Both makes the opposite choice. No bank logins, nothing to connect, nothing to fail. You log an expense by typing amount and category, which is free and has no daily limit, or by talking to the assistant or snapping a receipt, which are Premium. The cost is time: if you will not enter spending, this will not work for you.
Why people leave Honeydue
In 1 and 2 star reviews of money apps, Honeydue has the most complaints about bank connections. Reviewers write things like “Accounts won’t stay connected, while they add features nobody cares about like AI” and “It disconnects from my bank account all the time.” Others say “Reached out to support multiple times but I never heard back,” and “Household member invitation won’t send.” These are what reviewers say, not our testing of Honeydue.
Only the first of those is solved by not linking accounts. Whether a new app’s support answers or its invites work is something to try in the first week.
Honeydue vs We Both
| Honeydue | We Both | |
|---|---|---|
| Getting transactions in | Links bank accounts. You can also add an account manually | You type or say it. No bank import |
| Price | Free, with no paywall. Optional monthly tips of $1 to $10 | Free to start. Premium is one subscription for the whole house: $9.99 a month in the US, less on the 3-month plan |
| Shared view | Balances, bills, budget, splits, activity, chat | One ledger for the house, bills, budgets, jars |
| Splitting | Has splits | No splitting. One pot |
| Beyond money | Money only | Shared calendar, shopping lists, chores, notes |
| Who it is for | Couples | Everyone you live with |
| Platforms | iPhone, Android | iPhone. Android in beta |
What Honeydue does well
- Transactions arrive on their own, so there is little to type.
- It is free. Honeydue’s help center says it blocks no features behind a paywall and earns money through optional tips.
- Each partner can choose how much to share, and there is a chat for comments on spending.
- It has bill reminders, category spending limits with alerts, and splits.
Who should stay with Honeydue
- You want your real balances in one app, pulled from the bank.
- You are happy to link accounts and your connection mostly works.
- You will not enter expenses by hand. Honest answer: then We Both will feel like work.
Who We Both fits
People who do not want to hand over bank logins, or whose banks do not connect well, and who are fine saying or typing “$45 gas” in a few seconds. It also covers the rest of the house in one place, for partners, roommates or a family.
Questions people ask
Is there a Honeydue alternative without bank sync?
We Both has no bank sync at all. You enter each expense yourself. Typing is free, and voice and receipt photos are Premium.
Does We Both connect to my bank?
No, and that is deliberate. It never asks for bank logins. The trade-off is that you have to log spending yourself.
Is Honeydue really free?
Honeydue’s help center says it is free for everybody with no paywall, and that it asks for optional monthly tips of $1 to $10.
Can I use We Both with a partner?
Yes. Invite them with a link, QR code or house code. Everyone in the house has equal rights, and there is no limit on members.
Get the whole house on it.
Download it free, then invite everyone you live with. They see the same list, the same calendar and the same money.
Or scan with your iPhone cameraFacts about other apps were checked on October 11, 2026. Prices and features change, so check before you switch.